When life throws the unexpected your way, you deserve an insurance agency that knows your name, not just your policy number. Jim Embree Insurance has been protecting families, homes, and businesses in Bristol, Tennessee, and the surrounding area for over four decades. As a family-owned agency, we take the time to understand what matters most to you and find the right coverage at a price that works for your budget.

We know that shopping for insurance can feel overwhelming. There are countless options, confusing terms, and policies that don't always say what you think they do. That's exactly why so many Bristol residents turn to us. We do the heavy lifting, comparing rates, explaining your options in plain language, and making sure you walk away with coverage that actually fits your life.

We work with multiple top-rated carriers, so you get real choices and honest advice, not a one-size-fits-all policy pushed by a single company.

Whether you're protecting your daily commute, your home, your business, or your weekend ride, Jim Embree Insurance has a solution for you. We offer a full range of personal and commercial insurance right here in Bristol and the surrounding Tennessee area.

Our insurance services include car insurance, home insurance, business insurance, motorcycle and UTV insurance, and boat insurance. No matter what you need to protect, we'll help you find the right policy at a competitive rate. We make it easy to bundle coverage and save — just ask us how.

We've spent more than 40 years building trust right here in our community. When you call Jim Embree Insurance, you talk to a real person who knows this area, understands local risks, and genuinely cares about getting your coverage right. We are not a call center or a national chain; we are your neighbors, and your protection is personal to us.

Because we work with multiple leading carriers, we compare rates and coverage options on your behalf. You save time, avoid guesswork, and leave feeling confident that you and your family are well protected. We accept most major payment methods, including Visa, Mastercard, American Express, Discover, check, and cash, for your convenience.

Our Bristol office is open Monday through Friday, 8:30 AM to 5:00 PM. Appointments are also available; just give us a call, and we'll find a time that works for you.

The service is excellent. The staff was extremely kind and helpful..great prices.. I recommend them to anyone looking for insurance. Wes helped me and I feel like I made a friend just from having a conversation about different things..great guy..

- Joseph G.

Awesome people very helpful I've been with them since 2018 and when I have a question they always answer it they handle all my insurance needs, go see Craig but anyone there is ready to help you and give you the best quotes possible

- Connie P.

Nicest folks and best rates! We use them for car and home owners policies and they are great!

- Christina W.

My wife and I recently bought our first house. On recommendation from our attorney I gave Jim a call to reduce my premium, and he saved me over $1100 from what I was paying Liberty Mutual with better coverage. Jim Embree Insurance Co. has made me a happy customer for life.

- Dylan B.

I will always get my insurance through Jim Embree. I love the staff! They always give me the best coverage and prices!

- Ashleigh S.